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Update

September 1st, 2008 at 04:03 pm

Well my dog is doing better. The stitches come off next week. But I am not doing so great. It's been a long road trying to figure out how to deal with things, and just exactly how things could have been made better. I still don't know the answer. I guess that's life. Not knowing the answer to why. I still wake up with nightmares about the situation and the same question, why? like today. But on the other hand, I have decided to keep my blog. I thought of starting a new blog, but that didn't feel like me. So I will keep this blog as long as I feel like it.
I have been doing a bit of emotional shopping, which is bad. I watched a lot of movies this weekend, borrowed for free. I am watching this one right now called 'Shanghai kiss', and I am really not liking the main character, so I can't really get into the movie.
The other movies I watched were:
1) Knocked Up
2) Rumor Has it
3) Garden Sate
4) Babbette's Feast
5) License to Wed
6) Pieces of April
and I have many more to go still.

Vet Funds

August 28th, 2008 at 08:54 pm

I spent over 1K at the vet this week.

Opinions needed - sorry personal

June 8th, 2008 at 05:37 pm

Hello everybody.

I have been missing in action. It all started when my "boy friend" found out this blog, and kept reading it on the sly without telling me. I am afraid this blog is going to be full of questions about your opinions. I am sorry in advance.

Question #1) what do you think of the "boy friend" 's action? Should he not have came right out and told me that he came across my blog?

2nd, I think he has now joined the savings advice blog.

We have been together for 3 years. That's right 3 years. We got together when he was "separated" from his then wife and was going to "file" for divorce. Of course, naively I believed him

Fast forward almost 2 years - he still had to file for a divorce. Sure he had moved out and was living in a different city by now etc. But the actual act of filing for a divorce? None, Nada, Zip.

Reasons:
#1)Oh, they wanted to sell the house first. (The house was in both their names even though he says he paid for every single thing- car, house, furnitures everything )

#2) Oh, his mom got sick and needed operation and he didn't want to break the news to her in case she took it badly. Him and his wife had an "arranged marriage".

#3) Oh, the wife said the house was flooded and couldn't be put in the market before fixing it. (She was living in the house and he was living somewhere else)

#4) Oh, the house got flooded again.

#5) some other bs

#6) some other bs

#7)so on....

#8) and so on.....


He finally filed for a divorce. He ended up giving everything to her, the condition was to sell the house after the divorce and split any profit.

Fast forward to today, 2008

#1) She is still living in the house

#2) There is no sign of the house being sold and have this lingering baggage from his past ever laid to rest. How is anybody to think of a future with someone who hasn't been able to take care of the past? And not for lack of time, either. I have given him plenty of time. How is it going to be possible for us to buy a house, build a future in this situation?


Fast forward to today, I feel like I have had to put my life on hold for somebody else's mistakes. Since day one, it's never been him and me working towards our future. It's been me, him and his baggage that he never managed to take care of properly. Whenever I brought up his divorce, he would say things like "oh, I am gonna do it the best way so that it's good for everybody. If you can't handle it, you can leave". I gave him time , thinking well his divorce was actually none of my business. Well, guess what, it ended up being my business when it has put 3 years of my life on hold. Well...who did it benefit the most? His ex.

Well I am glad he's joined saving advice. I hope he learns something financial here so he doesn't make stupid financial mistakes again.

He says "you should be able to understand me and my situation". Right back at you. Who is going to understand me? and my wasted 3 years?

Sorry guys for this too personal vent. But I need your opinions. Good, bad or ugly. When the dust has settled, I will probably blog again, but under a different name.

Which Roth IRA??

February 19th, 2008 at 02:28 pm

Do you guys have experience with Roth IRA? How do I compare which one is better? Does anybody know of a Roth IRA that do not have minimum requirement and few fees? What should I be looking into to decide on who to go with? Thanks.

Has anybody noticed?

December 28th, 2007 at 07:35 pm

My debt in lowering??

Recession and 401K

December 28th, 2007 at 02:47 pm

I read in the Kiplinger magazine that there is a 25% chance of recession for 2008. I just increased my 401K to 12% from 6%. Does that mean trouble? What kind of funds should one be looking at during the time of recession? Also I plan to be very careful in my spendings and increase my EF.
What do you guys plan to do in the probability that there will be a recession?

Beginning Afresh

December 27th, 2007 at 07:17 pm

Here I am again. Nothing and no one will deter me from my goals.

I will be debt free in 2008.
I will learn more about investing.
I will learn more about saving.
I will make like minded friends in doing so.
Wish me luck!